Kaushal “Ken” Majmudar, CFA founded Ridgewood Investments in 2002 and serves as our Chief Investment Officer with primary focus on managing our Value Investing based strategies. Ken graduated with honors from the Harvard Law School in 1994 after being an honors graduate of Columbia University in 1991 with a bachelor’s degree in Computer Science. Prior to founding Ridgewood Investments in late 2002, Ken worked for seven years on Wall Street as an investment banker at Merrill Lynch and Lehman Brothers where he has extensive experience working on initial public offerings, mergers and acquisitions transactions and other corporate finance advisory work for Fortune 1000 companies. He is admitted to the bar in New York and New Jersey though retired from the practice of law.

Ken’s high level experience and work with clients has been recognized and cited on multiple occasions. He is a noted value investor who has written and spoken extensively on the subject of value investing and intelligent investing. He has been a member of the Value Investors Club – an online members-only group for skilled value investors founded by Joel Greenblatt, SumZero – an online community for professional investors, and has also written for SeekingAlpha – among others. Ken is active in leading professional groups for investment managers as a member of both the CFA Institute and the New York Society of Securities Analysts.

Terrance has been professionally investing in dividend growth stocks for over two decades. Prior to Ridgewood Investments, Terrance was a Senior Vice President at The Capital Group Companies, Inc. where he served as a Portfolio Counselor in The Growth Fund of America and the SMALLCAP World Fund. Terrance has also previously covered several industries as an Analyst at Capital, including cruise lines, gaming, hotels, semiconductor capital equipment, semiconductors and test & measurement companies.

Terrance received his MBA, with distinction, from Harvard University Graduate School of Business Administration in 1998. He received first and second year honors at Harvard Business School as well as a Distinguished Teaching Award for his work with undergraduates at Harvard University. Prior to business school, Terrance worked as a lawyer at Testa, Hurwitz & Thibeault, LLP in Boston. He received his JD from Harvard Law School in 1994 and was admitted to the Massachusetts Bar that same year (now since retired). Terrance received a BA in Economics and Rhetoric, with honors, from the University of California at Berkeley in 1991. In addition to his work with Ridgewood Investments and Dividend Growth Partners, Terrance also serves as a Trustee for the Boston Athenaeum.

Sam Namiri is a Portfolio Manager and Analyst at Ridgewood Investments, where he concentrates on managing the Ridgewood Select Value Fund, our fund focused on investing in small and micro-cap companies. Prior to Ridgewood, Sam was an associate at Grand Slam Asset Management, a Small Cap Hedge Fund and also the Founder and President of Shop Network, a jewelry company involved in television, media, manufacturing, distribution and e-commerce. He led the company in producing a reverse-auction television show selling jewelry which aired on DirectTV, started a plant overseas to manufacture semi-precious gemstone jewelry, and developed a global supply chain. Mr. Namiri has a BS in Industrial Engineering and Operations Research from the University of California, Berkeley and an MBA from Columbia Business School.

Valerie has a passion for educating clients and helping them prepare for and take control of their financial futures. Prior to her current position, Valerie spent eight years at The Capital Group Companies, Inc. as an Equity Research Associate. At Capital, she was a key contributor to research coverage across a wide range of industries including technology, chemicals, and agriculture. Prior to Capital, Valerie was a technology investment banker at SG Cowen Securities and Neveric Capital. Valerie is a CFA charter holder and has an MBA from the Haas School of Business at UC Berkeley and a BA in International Relations from Stanford University.

Robert Loftin is an operations and revenue strategist with over 14 years of experience driving growth across marketing, sales, and business operations. He specializes in building scalable systems that align people, process, and technology, with deep expertise in CRM architecture, automation, and go-to-market execution.

As Director of Operations at Ridgewood Investments, he focuses on developing scalable infrastructure, optimizing workflows, and enhancing team collaboration through automation. Previously, Robert served in executive leadership roles including Chief Operating Officer, where he led high-growth initiatives, scaled recurring revenue models, and implemented data-driven systems to improve performance and operational efficiency.

Dina works directly with clients in addressing their client service and account related needs. Prior to joining Ridgewood, Dina was an Administrator in the Equity Research Department at Morgan Stanley. Dina attended St. Johns University in NY and completed a certificate in secretarial studies from Katherine Gibbs School in NY.