Unfortunately, sometimes people pose as competent advisors, but really aren’t even real advisors at all – sometimes they call themselves advisors but are just glorified product peddlers.

Perhaps you have heard a bit about Trusts and know that wealthy families and their highly paid advisors know when and how to set up trusts to protect and grow their wealth and save on taxes. If you are curious about how trusts work and how they might benefit you and your own family read on as we reveal a lot of the “inside baseball” on how trusts work and some key ideas related to their pros and cons and situations in which using them can be beneficial.

With the demise of traditional defined-benefit pension plans over the last few decades, the burden of retirement security increasingly falls on us as individuals to make sure we have saved enough for our own golden years.

“To whom much is given, much is expected” is a famous quote that has been used by presidents and preachers as a reminder that the most successful in our society also have a duty to give back to the benefit of others.

If you are like the vast majority of people, the thought of paying more taxes than legally necessary is troubling. Unfortunately with our busy lives pulling us in all directions, it is easy to get distracted and not have the time to focus on potential sources of tax savings throughout the year.

Perhaps you’ve been contacted by an insurance sales representative urging you to consider buying an annuity. You’re not quite up to speed on these annuities, but the pitch sounds good: You get regular monthly payments for the rest of your life. All you have to do is sign on the proverbial dotted line.