Ridgewood Intelligent Investor Insights
Comprehensive investor insights written and created by our team at Ridgewood Investments. Access free investor resources all focused on helping you increase your wealth and financial freedom.

Why Evolution Makes Us Bad at Investing (and what you can do about it)
In my work as an experienced investment and financial advisor, I am often hired to act as both an expert and a coach to my many clients. Part of my job involves teaching and guiding clients to optimize complex decisions and sometimes even to fight against their own instincts, especially when markets are volatile and scary.

7 Strategies to Generate Passive Returns for Your Retirement Golden Years
Most people work continuously to earn income. Some even live paycheck to paycheck which causes stress and leaves no margin of error in case of an unexpected disruption to their employment or paycheck

How to Earn Steady Returns in Private Lending Secured by Real Estate
In the long-term, investing in stocks generates good returns. Over the last 70 to 100 years, long-term investors in the stock market with a 10+ year horizon have been able to generate 8 to 10% average returns but this is by sticking to investing for the long-term.

How to Leverage Health Savings Accounts to Fund Expenses in Retirement
As we age, health concerns arise increasingly frequently. Especially in retirement, covering rising medical costs can be a big concern. Fortunately, if you prepare ahead of time, there are powerful tools to incorporate into your overall financial plan that can help you to cover rising medical costs.

Lump Sum Distribution Versus Annuities from Employee Pensions (Ridgewood Retirement Income Planning Guide)
Choosing Between A Lump Sum Distribution Versus An Annuity from Your Employee Pension (Ridgewood Retirement Income Planning Guide)
Do you work in a position that has covered you with a traditional defined benefit plan? If so consider yourself fortunate. Defined benefit plans were once far more common than they are today.

How Great Advisors Are Positioning Clients to Survive and Thrive Through this Crisis
The COVID-19 pandemic of 2020 has affected the United States and the world economy severely. Due to social distancing measures undertaken voluntarily, the US economy is seeing massive impacts including high and rising unemployment.
Additional Resources
The high value guides below are created to keep you informed and educated on topics related to investing for retirement, financial freedom, and are written by the team at Ridgewood Investments. These guides are longer than the Insights above and are designed to help guide you through important financial decisions.
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